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Budgeting - Managing your Finances

Everything you need to know about budgeting

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Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of families have a working monthly budget. But it’s worth the effort. Developing a budget that you can maintain over the long term has been definitively linked to building wealth, while simultaneously helping you get out of debt and cut expenses.

You probably know approximately how much money you are making annually, but have you ever broken down your expenses by category to figure out what you could afford on a recurring basis, or how much money you could regularly invest.

In short, spending money on the things you needed or wanted without determining first whether you could truly afford them. Have you ever overdrawn on you cheque account or had to pay several bills with credit cards because of your lack of a working budget? It's time to get real and begin a budget.


Your Instructor


Carrie-Anne Diniz
Carrie-Anne Diniz

I started my business CentsAccountability in January 2000. I studied at Birnam Business College in Johannesburg and had informal training from the accountants and auditors, Haak Fourie Snyman.

I work with numerous small business owners, handling their accounting needs. My work with business owners is not just doing the monthly bookkeeping – but creating budgets, cash flows, working out break-even points, management packs, attending Board meetings and looking at different ways to grow the business. I provide services to assist clients in making the correct business decisions and keeps them informed of any legislative changes.

I work with entrepreneurs, both mentoring and coaching to enable them to reach their full potential. She will work with you on a weekly/monthly basis to help you create absolute clarity as to what it is you want from your business and how to achieve it.

I will hold you accountable for taking the relevant agreed upon action steps in this regard, and will monitor and help you assess the results. My goal in working with business owners is not only to make sure that their books are up-to-date, but that the owner understands their financial reports. My aim is to provide a value added service to all my clients, and I pride myself in supplying an honest, reliable high-quality service.

My mission is to encourage personal and business growth through knowledge.


Class Curriculum


  Introduction
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  Income and Expenses
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  Creating a budget
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  How to manage your debt
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  Conclusion
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Frequently Asked Questions


When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.

Get started now!