Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of families have a working monthly budget. But it’s worth the effort. Developing a budget that you can maintain over the long term has been definitively linked to building wealth, while simultaneously helping you get out of debt and cut expenses.
You probably know approximately how much money you are making annually, but have you ever broken down your expenses by category to figure out what you could afford on a recurring basis, or how much money you could regularly invest.
In short, spending money on the things you needed or wanted without determining first whether you could truly afford them. Have you ever overdrawn on you cheque account or had to pay several bills with credit cards because of your lack of a working budget? It's time to get real and begin a budget.
In my own struggle with money management, I've spent many hours /days/months, looking for a solution.
I know what it's like to have that gut-wrenching feeling in the pit of your stomach. Knowing you've spent money on something you shouldn't have.
The feeling of hopelessness when you realize that your paycheck just isn't enough.
I provide you with simple, easy-to-follow solutions to help you manage your money. Pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!
I've shown many people not only how to build and maintain a family budget but how to do it, so it ACTUALLY WORKS!
I'm able to do this because I've been there.
And because I teach what I know.
I give you all the information and resources, so you can stop worrying and start doing.
Because, hey, a small step is still a step in the right direction.